What flood zone am
Below are three major categories of
flood zones. However, A & V zones have several subcategories. To
get the specifics on what flood zone you live in, call your independent
agent or contact us today.
A zones are usually located
near a river, lake or stream - making them the second highest risk
zone. Average premium is around $500 annually.
V zones are usually located
near the ocean. This makes them particularly vulnerable to storm
surges (flooding caused by hurricanes). V Zones represent the areas
at highest risk, and premiums in this zone are the most expensive.
Average premium is around $1,000 annually.
B, C, X, and A99 zones are less
prone to flooding. Depending on your area, you may qualify for a
Preferred Risk Policy and pay as little as $119 per year. Remember
that almost 25% of all flood claims come from these "low-risk" zones