Who gets government aid?

Government aid is available only if the President makes an official disaster declaration (less than half of all flooding qualifies). Most often, federal disaster aid comes in the form of an interest-bearing loan. When grants are awarded, the average amount is less than $2,500. Less than half of flooding events are declared disasters and insurance is often the sole source of assistance for victims.

Home Repair Assistance? Only very minor damage qualifies.

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