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Why is my friend's
rate higher than mine?
Lots of factors determine flood insurance
rates. These include:
- flood zone
- amount of coverage
- location of structure
- age and design of structure
- building occupancy
- structure elevation if located in
a Special Flood Hazard Area
But remember, rates are set by the
federal government, not the insurance carrier, so your rates will be
the same no matter where you buy.
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