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Flood Q & A
 

Questions

Causes
a. What causes flooding?

What help is available
b. Will my Homeowners policy cover flood damage?
c. Who gets government aid?

Review the risks
d. What are my chances of flooding?
e. Is flooding really a serious problem?
f.  What flood zone am I in?
g. Can I wait for a flood warning to buy a flood policy?

Insurance and costs
h. How much does flood insurance cost?
i.  What are the coverage limits of a Standard Flood policy?
j.  When is buying flood insurance sometimes required by law?
k. Why is my friend's rate higher than mine?

Options
l.   When is a standard flood policy not enough?
m. Where do I stay when my home is flooded?

For Small Business Owners
n. What are the real risks to my business?
o. How much coverage can I get?
p. What if I need more coverage?
q. Is there a waiting period?
r. Do I need a Business Continuity Plan?

More information
s. Why Flood Insurance from Bankers?
t. I'd like to learn more. Where do I go?
u. Can I talk with a flood expert?
v. How do I file a Flood claim?

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